[mpc_textblock content_width=”100″ font_preset=”mpc_preset_111″ font_color=”#ffffff” font_size=”80″ font_line_height=”1.1″ font_transform=”uppercase” font_align=”center” margin_css=”margin:0px;” animation_in_type=”transition.slideRightIn” animation_in_offset=”100″ animation_in_duration=”1200″ animation_in_delay=”1300″]

Automated Payments

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[mpc_textblock content_width=”100″ font_preset=”mpc_preset_127″ font_color=”#f29760″ font_size=”16″ font_line_height=”1.2″ font_align=”left” margin_divider=”true” margin_css=”margin-top:0px;margin-bottom:0px;”]Manage your payments[/mpc_textblock][mpc_textblock content_width=”100″ font_preset=”mpc_preset_117″ font_color=”#333333″ font_size=”36″ font_line_height=”1″ font_transform=”uppercase” font_align=”left” margin_divider=”true” margin_css=”margin-top:0px;margin-bottom:30px;”]offline[/mpc_textblock]
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With every transaction that passes successfully through the CardPayGo Payment Gateway, the system raises a Cross Reference (sometimes known as a Token). These Cross References can be used in-lieu of card details for the purposes of repeat or recurring payments, as well as refunds based upon an existing payment.

The Cross Reference will allow transactions to be processed for more or less than the original amount , giving you full flexibility to run subscription, membership or any kind of recurring payments business.

Some businesses like to use this service as a PCI:DSS compliant Card Storage facility too. This is entirely possible and can be used by processing a full transaction or pre-auth. If you require any further information, please contact us.

As an added benefit, CardPayGo does not charge for the use of these Cross References, Tokens or Card Storage the only charges are for the processing of transactions.

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The Account Updater (also known as the Real Time Updater Service, Visa Account Updater (VAU) or MasterCard Automatic Billing (ABU) Updater) allows the Merchant to request cardholder data from participating Acquirers, Merchant and Card Issuers. This information allows for a seamless recurring or automated card billing process to take place.

The merchant would request updated card details as required in order to ensure that cards that are about to expire are updated, as well as replaced cards are updated too. The service is designed to help merchants increase authorisation approval rates and improve revenue retention.

The service also means that you are not required to make outbound calls in order to request cardholder data, producing an uninterrupted customer payment experience and reduced risk of service cancellation.

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[mpc_accordion preset=”mpc_preset_1″ content_preset=”_mpc_preset_0″ auto_indent=”true” opened=”1″ title_font_preset=”mpc_preset_111″ title_font_color=”#333333″ title_font_size=”20″ title_font_transform=”uppercase” title_font_align=”left” title_margin_divider=”true” title_margin_css=”margin-top:10px;margin-right:0px;margin-bottom:0px;margin-left:0px;” hover_title_color=”#f29760″ content_font_preset=”mpc_preset_60″ content_font_color=”#555555″ content_font_size=”16″ content_font_transform=”none” content_font_align=”left” content_padding_divider=”true” content_padding_css=”padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;” content_margin_divider=”true” content_margin_css=”margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;” margin_divider=”true” margin_css=”margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;” mpc_icon__transition=”fade” mpc_icon__icon=”eti eti_arrow_carrot-right_alt2″ mpc_icon__icon_color=”#adadad” mpc_icon__icon_size=”20″ mpc_icon__hover_icon=”eti eti_arrow_carrot-down_alt2″ mpc_icon__hover_icon_color=”#f29760″][mpc_accordion_tab title=”Recurring Payments”][/mpc_accordion_tab][mpc_accordion_tab title=”Account Updater”][/mpc_accordion_tab][/mpc_accordion]
[mpc_textblock content_width=”100″ font_preset=”mpc_preset_111″ font_color=”rgba(255,255,255,0.73)” font_size=”50″ font_line_height=”1.1″ font_transform=”uppercase” font_align=”center” margin_css=”margin:0px;” animation_in_type=”transition.slideRightIn” animation_in_offset=”100″ animation_in_duration=”1200″ animation_in_delay=”1300″]Manage Your Monthly Subscription Payments[/mpc_textblock]
[mpc_textblock content_width=”100″ font_preset=”mpc_preset_127″ font_color=”#f29760″ font_size=”16″ font_line_height=”1.2″ font_align=”left” margin_divider=”true” margin_css=”margin-top:0px;margin-bottom:0px;”]Powerful[/mpc_textblock][mpc_textblock content_width=”100″ font_preset=”mpc_preset_117″ font_color=”#333333″ font_size=”36″ font_line_height=”1″ font_transform=”uppercase” font_align=”left” margin_divider=”true” margin_css=”margin-top:0px;margin-bottom:30px;”]features[/mpc_textblock]
[mpc_grid_anything easy_notice=”” cols=”3″ gap=”40″][mpc_icon_column alignment=”left” title_font_preset=”mpc_preset_111″ title_font_color=”#555555″ title_font_size=”18″ title_font_transform=”uppercase” title_font_align=”left” title=”Hosted Form” title_margin_divider=”true” content_font_preset=”mpc_preset_60″ content_font_color=”#888888″ content_font_size=”16″ content_font_line_height=”1.4″ content_font_transform=”none” content_font_align=”left” content_margin_divider=”true” content_margin_css=”margin-top:-4px;margin-right:0px;margin-bottom:0px;margin-left:0px;” mpc_icon__transition=”fade” mpc_icon__icon=”lnr lnr-file-add” mpc_icon__icon_color=”#f29760″ mpc_icon__icon_size=”48″ mpc_icon__padding_css=”padding:0px;” mpc_icon__margin_divider=”true” mpc_icon__margin_css=”margin-bottom:10px;” mpc_divider__disable=”true”]In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page.[/mpc_icon_column][mpc_icon_column alignment=”left” title_font_preset=”mpc_preset_111″ title_font_color=”#555555″ title_font_size=”18″ title_font_transform=”uppercase” title_font_align=”left” title=”Mobile Apps” title_margin_divider=”true” content_font_preset=”mpc_preset_60″ content_font_color=”#888888″ content_font_size=”16″ content_font_line_height=”1.4″ content_font_transform=”none” content_font_align=”left” content_margin_divider=”true” content_margin_css=”margin-top:-4px;margin-right:0px;margin-bottom:0px;margin-left:0px;” mpc_icon__transition=”fade” mpc_icon__icon=”lnr lnr-smartphone” mpc_icon__icon_color=”#f29760″ mpc_icon__icon_size=”48″ mpc_icon__padding_css=”padding:0px;” mpc_icon__margin_divider=”true” mpc_icon__margin_css=”margin-bottom:10px;” mpc_divider__disable=”true”]With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices.[/mpc_icon_column][mpc_icon_column alignment=”left” title_font_preset=”mpc_preset_111″ title_font_color=”#555555″ title_font_size=”18″ title_font_transform=”uppercase” title_font_align=”left” title=”Direct Integration” title_margin_divider=”true” content_font_preset=”mpc_preset_60″ content_font_color=”#888888″ content_font_size=”16″ content_font_line_height=”1.4″ content_font_transform=”none” content_font_align=”left” content_margin_divider=”true” content_margin_css=”margin-top:-4px;margin-right:0px;margin-bottom:0px;margin-left:0px;” mpc_icon__transition=”fade” mpc_icon__icon=”lnr lnr-laptop-phone” mpc_icon__icon_color=”#f29760″ mpc_icon__icon_size=”48″ mpc_icon__padding_css=”padding:0px;” mpc_icon__margin_divider=”true” mpc_icon__margin_css=”margin-bottom:10px;” mpc_divider__disable=”true”]With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.[/mpc_icon_column][mpc_icon_column alignment=”left” title_font_preset=”mpc_preset_111″ title_font_color=”#555555″ title_font_size=”18″ title_font_transform=”uppercase” title_font_align=”left” title=”Payment Modules” title_margin_divider=”true” content_font_preset=”mpc_preset_60″ content_font_color=”#888888″ content_font_size=”16″ content_font_line_height=”1.4″ content_font_transform=”none” content_font_align=”left” content_margin_divider=”true” content_margin_css=”margin-top:-4px;margin-right:0px;margin-bottom:0px;margin-left:0px;” mpc_icon__transition=”fade” mpc_icon__icon=”lnr lnr-file-add” mpc_icon__icon_color=”#f29760″ mpc_icon__icon_size=”48″ mpc_icon__padding_css=”padding:0px;” mpc_icon__margin_divider=”true” mpc_icon__margin_css=”margin-bottom:10px;” mpc_divider__disable=”true”]To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.[/mpc_icon_column][mpc_icon_column alignment=”left” title_font_preset=”mpc_preset_111″ title_font_color=”#555555″ title_font_size=”18″ title_font_transform=”uppercase” title_font_align=”left” title=”Fraud Management Tools” title_margin_divider=”true” content_font_preset=”mpc_preset_60″ content_font_color=”#888888″ content_font_size=”16″ content_font_line_height=”1.4″ content_font_transform=”none” content_font_align=”left” content_margin_divider=”true” content_margin_css=”margin-top:-4px;margin-right:0px;margin-bottom:0px;margin-left:0px;” mpc_icon__transition=”fade” mpc_icon__icon=”lnr lnr-circle-minus” mpc_icon__icon_color=”#f29760″ mpc_icon__icon_size=”48″ mpc_icon__padding_css=”padding:0px;” mpc_icon__margin_divider=”true” mpc_icon__margin_css=”margin-bottom:10px;” mpc_divider__disable=”true”]Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.[/mpc_icon_column][mpc_icon_column alignment=”left” title_font_preset=”mpc_preset_111″ title_font_color=”#555555″ title_font_size=”18″ title_font_transform=”uppercase” title_font_align=”left” title=”PDQ Transactions” title_margin_divider=”true” content_font_preset=”mpc_preset_60″ content_font_color=”#888888″ content_font_size=”16″ content_font_line_height=”1.4″ content_font_transform=”none” content_font_align=”left” content_margin_divider=”true” content_margin_css=”margin-top:-4px;margin-right:0px;margin-bottom:0px;margin-left:0px;” mpc_icon__transition=”fade” mpc_icon__icon=”etl etl-clipboard” mpc_icon__icon_color=”#f29760″ mpc_icon__icon_size=”48″ mpc_icon__padding_css=”padding:0px;” mpc_icon__margin_divider=”true” mpc_icon__margin_css=”margin-bottom:10px;” mpc_divider__disable=”true”]For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices,[/mpc_icon_column][/mpc_grid_anything]
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